Should I Buy Long-Term Care Insurance?
ElderCare Online and Long-Term Care Quote (LTCQ) have joined together to bring you a comprehensive analytical tool that allows you to learn more about long-term care insurance. We are committed to bringing you objective, consumer-oriented knowledge that will help you and your loved ones make crucial financial decisions.
Planning for the future is challenging, especially when you are talking about long-term disability. We hope to take some of the confusion out of this process and help you to make objective decisions with the right information and the right tools.
Our approach is to walk you through three online tutorials. If you are considering this type of investment, please do yourself the good service of reviewing all of the material before making a decision. You may want to consult other information sources or your financial advisor as well.
Step 1: Questions & Answers About Long-Term Care Insurance -- Long-term care is frequently misunderstood. Did you know that Medicare does not pay for long-term nursing home care? Or that 4 in 10 people 65 or older need long-term care? Or that annual nursing home costs range between $38,000 and $80,000 per year? Take this opportunity to learn more about long-term care financing and costs.
Step 2: What To Look For - And Insist On - In a Long-Term Care Policy -- These practical tips come from years of experience in the insurance industry. We want to prepare consumers with the right information so that insurers and financial planners don't have the upper hand.
Step 3: The 5-Minute Long-Term Care Needs Analysis -- Long-term care insurance is not the perfect financial planning solution for everyone. Follow these guidelines to see if purchasing private insurance is a sensible option for you.
Request a quote from a licensed insurance professional in your area and receive a free copy of the book "The Insiders Guide to Long Term Care." Click here...
After you have completed this tutorial, ElderCare Online receives an advertising fee from the licensed professionals.
Proceed to Step 1: Questions & Answers About Long-Term Care Insurance