|5-Minute Long Term Care Needs Analysis
To learn if the cost of long-term care represents a possible threat to your financial security and retirement dreams - and to help determine if private insurance is a sensible option for you - please complete this simple 5-Minute Long-Term Care Needs Analysis. You may want to print this out and complete it in pen or pencil.
Do I Need Private Long-Term Care Insurance?
1. What is your net worth? $__________
2. How old are you?_______
3. Do you have heirs or a favorite charity? (circle one) Yes
Am I Eligible?
Each applicant for long-term care insurance goes through an approval process called "underwriting." The underwriter must determine your ability to remain self-sufficient and live independently.
1. Have you been medically diagnosed as having chronic memory loss, liver cirrhosis, muscular dystrophy, Parkinson's Disease, Alzheimer's Disease, senility or dementia, or multiple strokes? (circle one) Yes / No
2. Do you currently need a walker, wheelchair, oxygen, or kidney dialysis? (circle one) Yes / No
3. Do you currently need the ongoing assistance or supervision of
another person in performing any of the following activities: Getting out of bed or up
from a chair, bathing, dressing, going to the bathroom, controlling your bladder, eating?
(circle one) Yes / No
How Much Do I Need?
1. What are the costs of long-term care in your area? $__________
2. How much of the cost of long-term care do you wish to insure?
(circle one) 100% 90% 80% 50%
What Type Should I Apply For?
1. Which type of coverage would you prefer?
2. Do you have family members nearby who could act as a support
system in the event you needed assistance? (circle one)
Your Next Step Is Easy
Now that you've completed LTCQ's 5-Minute Long-Term Care Needs Analysis, you should know if private insurance is the most practical, cost-effective solution for you.
If the answer is "yes," you'll want to request a free, personalized quote a copy of the book "The Insider's Guide to Long-Term Care." Do to so, simply fill out this short form...
This information has been provided by Long-Term Care Quote. ElderCare Online assumes no responsibility or liability for information provided here.